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JŪMA is a healthcare wallet that pays providers upfront and helps patients save for the care they actually want. No billing cycles. No medical debt. Just money that's ready.
Secure your spot

Healthcare costs are rising. The tools to pay for them haven't changed.

Providers spend weeks chasing payment they've already earned. Patients are stuck choosing between credit cards, payment plans, or skipping care entirely. Deductibles keep climbing, more providers are leaving insurance networks, and nothing in between is built for either side.

A Better Way Get Paid for Care

Meet JŪMA

Your dentist, medspa, or specialist recommends JŪMA and helps you set up a savings plan for your upcoming care.

Fund your wallet

Set up recurring deposits and every dollar goes earns bonus credits — growing faster than any savings account.

Pay at your appointment

When it's time for care, pay directly from your wallet. No bills in the mail. No surprises. Your provider gets paid the same day.
JŪMA is for Providers

Get paid at the appointment. Not months after.

JŪMA delivers patients who've already saved for their care. You stop chasing revenue and start receiving it.

  • Guaranteed, prepaid revenue
    When a JŪMA patient books, the money is already in their wallet — paid at the time of service, not 30, 60, or 90 days later.
  • Patients who are ready to move forward
    When patients have already saved, the financial conversation disappears. Less time negotiating, more time on care.
  • Deeper patient relationships
    Patients who save with you stay with you. JŪMA turns one-time visits into ongoing partnerships.
  • Zero upfront cost
    No fees, no subscriptions. JŪMA only costs you something when you get paid — if your patients aren't using it, you owe nothing.
Bring JŪMA to your practice

JŪMA is opening in waves. Get in line to get ahead.

We're launching city by city, to a limited group first. The earlier you join and the more people you invite, the sooner you're in.
Top referrers at close receive exclusive perks.
1

Sign up

Pick your role and you're on the list.
2

Share your link

Every sign-up moves you up.
3

Track your rank

See how close you are to the top.

Providers 1 – 25

Founding Partner

  • Zero platform fee for 6 months
  • $500 marketing credit
  • First list in vertical
  • Dr. Parth onboards personally

Providers 26 – 75

Founding Network

  • 6.99% fee for 3 months
  • $200 marketing credit
  • Priority discovery

Providers 76 – 200

Founding Member

  • 7.99% fee for first month
  • $100 marketing credit

Built from real experience. Backed by real results.

JŪMA isn’t theoretical. This model is already running at Bespoke Dental Studios in Los Alamitos, CA: patients saving, wallets funding appointments, providers getting paid on the day of care.

%

of members fund their wallet every month

$

Average wallet balance

+ years

running with active users at Bespoke Dental Studio

Your Money Is Protected

JŪMA wallets are held in FDIC-insured accounts through our banking partner. JŪMA cannot use, lend, or invest your money — it's yours until you spend it on care.

Knowing the money was already set aside made it so much easier to say 'yes' to the work I'd been putting off.

Name, Patient @ Bespoke Dental Studios
Dr. Parth Kansagra
DDS · MBS · MBA · Founder
Meet the Founder

Built by a dentist who got tired of the system.

Dr. Parth Kansagra is a dentist and medspa owner in Los Alamitos. He built JŪMA because he saw the same problem from both sides of the chair: patients delaying care they couldn't afford, and a practice spending hours every week chasing payments that should have arrived months ago. JŪMA is the tool he wished existed — for his patients and for his team.

JŪMA is a healthcare wallet. Patients deposit money specifically for healthcare at participating providers. That money earns bonus credits and can only be used for care—not transferred, not withdrawn for non-healthcare spending. Providers receive payment at the time of service, guaranteed.

Those are loans. You’re borrowing money and paying it back with interest. JŪMA is savings-based. Every dollar you spend was already yours. No debt, no interest, no credit check.

There’s no upfront cost, no subscription, and no setup fee. JŪMA operates on a pay-for-performance model—you only pay when your patients use their wallets at your practice. We’ll share detailed pricing during onboarding.

No. JŪMA is a retention tool, not a marketplace. We don’t surface competing providers to your patients. Your patients stay your patients.

We’re launching with dental and medical aesthetics providers — two areas where self-pay is already the norm. We’ll expand to mental health, fertility, and other cash-pay specialties over time.

We’re launching in waves starting in 2026. Joining the waitlist gets you in line for early access — and the higher you rank, the sooner you’re in.

Ready to change how you pay for — or get paid for — healthcare?

Join the Waitlist
Don't just save for care. Earn for it with JŪMA.
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